||Article 401 of the Penal Code
||Article 272 of the Civil Code
|What is the complainant asking the court?
||For the offender to be punished for issuing a bounced cheque
||For the debtor to pay the amount owed
|What is the punishment?
||Jail term and/or payment of fine/penalty (not the amount of the bounced cheque)
||Payment of loan obligation plus damages or imprisonment if unable to pay
|What offices are involved?
||Police, Prosecutor, Criminal Court
|Can I leave the country?
||Yes, unless the bank files a travel ban
|Can I cancel/transfer/renew my visa?
||No. You can process your visa once you have served the jail term/paid the fine or settled your loan.
|Can I renew my passport?
||Yes, request the police or court
||Yes, request the court
|Will I be deported?
|Can it be filed even if I’m not in UAE
|Will service of sentence erase my debt?
||No. Your bank can still file a civil case for collection of the amount you owe.
||Yes, your payment of the amount ordered by the court will extinguish your loan obligation.
|Will imprisonment erase my debt?
||No. Imprisonment will only clear your case for issuing a bounced cheque.
||No. Only payment of the amount owed will erase your debt. Creditor can still request a travel ban even after you have served your jail term.
|Can I enter into a settlement during the trial?
||Yes, as long as no judgment has been passed. The case will be dismissed if you will pay the amount demanded by your creditor.
||Yes, you can enter an amicable settlement at any time, even after judgment has been rendered.
|Will I go to jail even if I surrender my passport to the police/court?
||No, during the trial. Yes, after the judgment (if you are proven guilty).
||No, during the trial. Yes, if you cannot pay after the judgment.